Variable rates
Bad Credit Home Loans There are a lot of factors that can affect your credit history and make a lasting impression on your credit file. Things like missing payments on credit accounts, being made redundant, getting sick or injured. Maybe it’s getting divorced or simply forgetting to redirect your mail and missing some bills when…
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Save Your Legs And Call The Home Loan Experts How do you match a loan and lender to your needs? Call on the home loan experts. Rather than running around finding out the details of each and every lender and loan, draw on the expertise of Dennis Smallwood We Have Options Dennis Smallwood has an…
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What is LMI? A common question is, What is LMI? LMI protects the lender (not the borrower), should a home loan go into default and the lender needs to sell the property to clear the debt. The policy guarantees the loan will be fully repaid from either the sale of the property or the LMI…
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Car Finance Options Just as the Dennis Smallwood is an expert with Home Loan options, he also has fantastic deals when it comes to car finance options for your new or used car purchase. He has over 20 different financiers available for car finance and equipment finance. His great options can usually beat the rates…
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Increase your repayments to save money on your home loan Do you want to save money on your home loan? When you take out a loan, banks are required to ensure you can still afford the repayments should interest rates increase. Currently when assessing your application, lenders are using a rate around 5.5%p.a. This is…
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Fixed Interest Rates – The Pros and Cons Interest rates are again at all time lows, so now may be the time to take advantage of some fantastic offers on Fixed Interest Rates. Before you do though, there are several ins and outs to know about ‘What is a fixed rate’ before committing. Most lenders…
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Consider Debt Consolidation To Save Money Debt consolidation is something to consider carefully. Credit cards and multiple personal debts can be the bane of our existence. By consolidating several small loans into one manageable debt, reducing monthly repayments, you may improve your monthly cash flow. It could also make it easier to purchase vehicles, equipment…
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What is Home Equity? So, what is home equity? Home equity is the difference between what you owe on your loan, and your home’s current market value. For instance, if you have a home worth $600,000 and the balance remaining on your loan is $300,000, your home equity is worth $300,000. If your loan is…
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How Does an Offset Account Work? A lot of people ask “do you have an offset account?”, but the more common question asked is “how does an offset account work?” A lot of people are unsure of what an Offset Account is and how it works. Here’s an overview to explain it to you. …
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Thinking of Investing in Property? Buying a home to live in and investing in property still remains the favourite strategy of wealth creation in Australia. If you are looking to invest in your first rental property, there are many things to consider. Why Are you Buying An Investment? Is your strategy to gain capital growth;…
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