Interest rates
Is one phone call really all it takes to secure a lower home loan rate? With official interest rates trending downward, shrewd mortgage holders may take the opportunity to call their lender to ask for a better deal and a better home loan rate. Even a small interest rate reduction means potential savings of thousands…
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What Is The Best Home Loan? There is no such thing as ‘The Best Home Loan’. What is the best home loan for you is not the best home loan for someone else. In this blog, we check out what to look for in a home loan. How To Look For The Best Home Loan…
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Home Loan Calculators Have you looked at our Home Loan Calculators yet? If not, why not? There are plenty of options in there. You don’t need to be buying a property to take advantage of the calculators. You can use them to save on your existing loan as well. What Home Loan Calculators Are There?…
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Australian Expat Mortgages. Mortgages for Australians living overseas have become harder to obtain recently. Until about 12 months ago, Australians living and earning an overseas income would have been treated the same as those within Australia. The onus of providing paperwork to obtain Australian Expat Mortgages has always been little more. However, the approval process…
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Buying Your First Property? Here Are Some First Home Buyer Tips To Help You. Need some first home buyer tips? Lets start here! A must for First Home Buyers is to work out a budget. There is not just the loan repayment to think about. There is also property insurance, council and water rates, power…
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Car Finance Options Just as the Dennis Smallwood is an expert with Home Loan options, he also has fantastic deals when it comes to car finance options for your new or used car purchase. He has over 20 different financiers available for car finance and equipment finance. His great options can usually beat the rates…
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Increase your repayments to save money on your home loan Do you want to save money on your home loan? When you take out a loan, banks are required to ensure you can still afford the repayments should interest rates increase. Currently when assessing your application, lenders are using a rate around 5.5%p.a. This is…
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Fixed Interest Rates – The Pros and Cons Interest rates are again at all time lows, so now may be the time to take advantage of some fantastic offers on Fixed Interest Rates. Before you do though, there are several ins and outs to know about ‘What is a fixed rate’ before committing. Most lenders…
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How Does an Offset Account Work? A lot of people ask “do you have an offset account?”, but the more common question asked is “how does an offset account work?” A lot of people are unsure of what an Offset Account is and how it works. Here’s an overview to explain it to you. …
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Thinking of Investing in Property? Buying a home to live in and investing in property still remains the favourite strategy of wealth creation in Australia. If you are looking to invest in your first rental property, there are many things to consider. Why Are you Buying An Investment? Is your strategy to gain capital growth;…
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