Comparison Rate
Home Loan Calculators Have you looked at our Home Loan Calculators yet? If not, why not? There are plenty of options in there. You don’t need to be buying a property to take advantage of the calculators. You can use them to save on your existing loan as well. What Home Loan Calculators Are There?…
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Save Your Legs And Call The Home Loan Experts How do you match a loan and lender to your needs? Call on the home loan experts. Rather than running around finding out the details of each and every lender and loan, draw on the expertise of Dennis Smallwood We Have Options Dennis Smallwood has an…
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Fixed Interest Rates – The Pros and Cons Interest rates are again at all time lows, so now may be the time to take advantage of some fantastic offers on Fixed Interest Rates. Before you do though, there are several ins and outs to know about ‘What is a fixed rate’ before committing. Most lenders…
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What is Home Equity? So, what is home equity? Home equity is the difference between what you owe on your loan, and your home’s current market value. For instance, if you have a home worth $600,000 and the balance remaining on your loan is $300,000, your home equity is worth $300,000. If your loan is…
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How Does an Offset Account Work? A lot of people ask “do you have an offset account?”, but the more common question asked is “how does an offset account work?” A lot of people are unsure of what an Offset Account is and how it works. Here’s an overview to explain it to you. …
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Thinking of Investing in Property? Buying a home to live in and investing in property still remains the favourite strategy of wealth creation in Australia. If you are looking to invest in your first rental property, there are many things to consider. Why Are you Buying An Investment? Is your strategy to gain capital growth;…
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Property Purchase by Private Treaty When a property is listed with a selling price, this is considered a Sale by Private Treaty, or a Private Sale. So when you buy, it is a property purchase by private treaty. The property is listed through a Real Estate Agent, with an asking price or an asking range.…
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Need a Helping Hand Into Your First Home? How About a Guarantor Home Loan? Being able to save deposit for a home loan has become increasingly difficult in recent years due to the ever rising price of property. Property prices have dramatically increased in Sydney and Melbourne over the past several years. This makes purchasing a…
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What is a Comparison Rate? Do You Know What it Means? What is a comparison rate? Do you know? Don’t worry, you’re not alone. 3 out of 4 Australians don’t know what a comparison rate is* but for those with a home loan, it is something important to understand – so here is our explanation!…
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