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Debt Consolidation Loans

Your chance to re-focus and take control. Roll smaller debts in to one manageable, affordable repayment and get your budget back on track.

Take action now.

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Consolidate your Debts

Re-focus and take control. Roll smaller debts in to one manageable, affordable repayment and get your budget back on track.

Take action now.

Debt Consolidation and Refinancing

Wanting to get ahead is a motivating feeling but feeling overwhelmed by an array of debts that you have accumulated over the years can just feel overwhelming and can make your finances hard to manage.

As a debt consolidation mortgage broker, we essentially roll all those small (and costly) debts in to one manageable repayment allowing you to budget and get back on top on your finances.

Is a debt consolidation loan for you?

That really depends on your circumstances and will certainly be a question we can help answer for you once we meet to discuss your situation.

How a debt consolidation loan works

With a debt consolidation loan you are getting a personal loan for the total sum of any debts which you are 'rolling into one'. When you apply for this loan, you work out the balance owing on each debt you have. The sum of all of those debts would be the amount of your loan.

What sort of things can go into a debt consolidation loan?

Common debts that are refinanced are credit cards, store cards, expired "interest free" cards and other personal loans.

Other things to think about

If you are having trouble making repayments on your financial commitments, it is important to get a budget drawn up and stick to it. Flexibility in repayments can increase your chances of success here such as making weekly or fortnightly repayments so cash is not sitting in your account. Also, ensure your budget is realistic. Whilst it might be tempting to aim to high and get your debts repaid quickly, being unreasonable on what your living expenses are can leave you feeling depleted and like there is no end insight. Strike a good balance when preparing your budget. Check out our budget calculator here.

A debt consolidation loan can really make a difference. With a complete overview of your finances, an honest look at where you are currently sitting (such as any defaults or missed repayments), we can assess what options you have available to you and work with you on future plans. As a debt consolidation mortgage broker, we make it easy for you.

Talk to us today about a debt consolidation loan.

Our top 3 tips for getting ahead with debt reduction


  1. Close any credit cards or store cards that you have paid off. Now is not a time to flirt with temptation. Know your goal, make plans and stick to them (reduce temptation.)
  2. Prepare a budget. There are many great resources available on the internet with free budget planners. Find a good one and take the time to fill out all of your income and expenditure, leaving enough to live on. Be realistic.
  3. Look at ways to reduce your spending. Needs and wants are two different things. Perhaps you can't live without the avo' on toast but consider unused gym memberships, get quotes on insurances such as health insurance, energy providers or consolidate costly credit card repayments and phone plans. Seemingly small differences can add up especially when you look at the amount saved over a year. 

Control your Finances.

(Not the other way around!)

Deciding to get ahead is a motivating feeling but feeling overwhelmed by an array of debts that you have accumulated over the years can just feel overwhelming and can make your finances hard to manage.

A debt consolidation loan essentially rolls all those small (and costly) debts in to one manageable repayment allowing you to budget and get back on top on your finances.

Is a debt consolidation loan for you?

That really depends on your circumstances and will certainly be a question we can help answer for you once we meet to discuss your situation.

How a debt consolidation loan works

With a debt consolidation loan you are getting a personal loan for the total sum of any debts which you are 'rolling into one'. When you apply for this loan, you work out the balance owing on each debt you have. The sum of all of those debts would be the amount of your loan.

What sort of things can go into a debt consolidation loan?

Common debts that are refinanced are credit cards, store cards, expired "interest free" cards and other personal loans.

Other things to think about

If you are having trouble making repayments on your financial commitments, it is important to get a budget drawn up and stick to it. Flexibility in repayments can increase your chances of success here such as making weekly or fortnightly repayments so cash is not sitting in your account. Also, ensure your budget is realistic. Whilst it might be tempting to aim to high and get your debts repaid quickly, being unreasonable on what your living expenses are can leave you feeling depleted and like there is no end insight. Strike a good balance when preparing your budget.

A debt consolidation loan can really make a difference. With a complete overview of your finances, an honest look at where you are currently sitting (such as any defaults or missed repayments), we can assess what options you have available to you and work with you on future plans.

Talk to us today about a debt consolidation loan.

Please enter your name.
Please enter a valid email.
Please enter a valid phone number.
Please enter a message.

Our top 3 tips for getting ahead with debt reduction


  1. Close any credit cards or store cards that you have paid off. Now is not a time to flirt with temptation. Know your goal, make plans and stick to them (reduce temptation.)
  2. Prepare a budget. There are many great resources available on the internet with free budget planners. Find a good one and take the time to fill out all of your income and expenditure, leaving enough to live on. Be realistic.
  3. Look at ways to reduce your spending. Needs and wants are two different things. Perhaps you can't live without the avo' on toast but consider unused gym memberships, get quotes on insurances such as health insurance, energy providers or consolidate costly credit card repayments and phone plans. Seemingly small differences can add up especially when you look at the amount saved over a year. 

Be informed (not spammed)

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