Home Loan Comparison Co Dennis Smallwood Aussie Expat Home Loans

Australian Expat Mortgages. Mortgages for Australians living overseas have become harder to obtain recently. Until about 12 months ago, Australians living and earning an overseas income would have been treated the same as those within Australia. The onus of providing paperwork to obtain Australian Expat Mortgages has always been little more. However, the approval process…

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Save Money on your Home Loan Mortgage Broker Perth Melbourne Home Loan Comparison Co Dennis Smallwood Geraldton Finance

Increase your repayments to save money on your home loan Do you want to save money on your home loan? When you take out a loan, banks are required to ensure you can still afford the repayments should interest rates increase. Currently when assessing your application,  lenders are using a rate around 5.5%p.a. This is…

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fixed interest rates Home Loan Mortgage Broker Perth Melbourne Home Loan Comparison Co Dennis Smallwood

Fixed Interest Rates – The Pros and Cons Interest rates are again at all time lows, so now may be the time to take advantage of some fantastic offers on Fixed Interest Rates. Before you do though, there are several ins and outs to know about ‘What is a fixed rate’ before committing. Most lenders…

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Home Loan Mortgage Broker Perth Melbourne Home Loan Comparison Co Dennis Smallwood - Home Loan Packages Debt Consolidation

Consider Debt Consolidation To Save Money Debt consolidation is something to consider carefully. Credit cards and multiple personal debts can be the bane of our existence. By consolidating several small loans into one manageable debt, reducing monthly repayments, you may improve your monthly cash flow. It could also make it easier to purchase vehicles, equipment…

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Construction Loan Asset Finance Business Loans Home Loan Mortgage Broker Perth Melbourne Home Loan Comparison Co Dennis Smallwood - construction loan

How does a construction loan work? A construction loan is no different to any other home loan, it is just the beginning set up that is different. The funding for a construction loan is accessed in stages. How many stages will depend on the amount of payments the builder has in their contract. Another factor…

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Asset Finance Business Loans Home Loan Mortgage Broker Perth Melbourne Home Loan Comparison Co Dennis Smallwood - Home Loan Packages Investing in property

Thinking of Investing in Property? Buying a home to live in and investing in property still remains the favourite strategy of wealth creation in Australia. If you are looking to invest in your first rental property, there are many things to consider. Why Are you Buying An Investment? Is your strategy to gain capital growth;…

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Protecting you and your assets Home Loan Mortgage Broker Perth Melbourne Home Loan Comparison Co Dennis Smallwood - Home Loan Packages Risk Insurance

Protecting you and your assets No matter what your financial circumstances, shouldn’t you be protecting you and your assets with insurance. Most of us will insure our home or motor vehicle, items that can be replaced. What about ourselves? Don’t we deserve to be insured? After all, if we lose our health, it’s generally very…

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Property Purchase By Private Treaty Home Loan Mortgage Broker Perth Melbourne Home Loan Comparison Co Dennis Smallwood - Home Loan Packages

Property Purchase by Private Treaty When a property is listed with a selling price, this is considered a Sale by Private Treaty, or a Private Sale. So when you buy, it is a property purchase by private treaty. The property is listed through a Real Estate Agent, with an asking price or an asking range.…

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Property purchase at auction Business Loans Home Loan Mortgage Broker Perth Melbourne Home Loan Comparison Co Dennis Smallwood - Home Loan Packages

Property purchase at auction Bidding at auction can be a daunting experience.  Most first time attendees feel less than confident about making a bid. We have prepared some tips to help you make your property purchase at auction.   Do your research You need to be prepared before you buy. You should find out roughly what…

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options for home renovations Home Loan Mortgage Broker Perth Melbourne Home Loan Comparison Co Dennis Smallwood - Home Loan Packages

Options for Home Renovations Rather than sell and buy a new property, it may be easier and more cost effective to stay where you are and renovate your home. When you sell, you have the very expensive cost of real estate agent selling fees. Then when you buy, there is stamp duty on the new property,…

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